NEXA BUSINESS AI LTD

1. Acceptance of Terms
By accessing or using our services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Services Provided
NEXA BUSINESS AI LTD offers AI-powered business tools, software solutions, and related digital services. All services are provided "as is" and subject to change without notice.

3. User Responsibilities
You agree to use our services lawfully, not to disrupt systems, and not to use outputs for illegal purposes. You are solely responsible for how you use the generated content.

4. Intellectual Property
All software, branding, and website content are the property of NEXA BUSINESS AI LTD. User-generated output is licensed for your personal or commercial use, subject to these terms.

5. Prohibited Use
You may not: (a) reverse engineer our tools; (b) use automation to abuse systems; (c) resell outputs without permission; or (d) use services for spam, fraud, or harm.

6. Termination
We reserve the right to suspend or terminate access to our services at any time for breach of these terms.

7. Governing Law
These terms are governed by English law. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Compliant with GDPR & UK Data Protection Act 2018

1. Information We Collect
We may collect: (a) personal data (name, email, phone); (b) usage data (pages visited, time spent); and (c) device information. We do not store payment details.

2. How We Use Your Data
We use your information to: provide services, respond to inquiries, improve our tools, and communicate with you. We never sell your data.

3. Legal Basis for Processing
We process data based on: (a) contract necessity; (b) legitimate interests (e.g., service improvement); and (c) your consent (e.g., for marketing).

4. Data Sharing
We do not share personal data with third parties except: (a) service providers under strict contracts; (b) legal requirements; or (c) business transfers.

5. Data Retention
We retain data only as long as necessary for the purposes outlined, or as required by law (typically no more than 5 years).

6. Your Rights
Under GDPR and UK DPA 2018, you have the right to: access, correct, delete, restrict, or object to processing of your data. To exercise rights, contact us at contact@unvila.com.

7. Data Security
We implement industry-standard security measures to protect your data, including encryption and access controls.

8. International Transfers
Data may be processed within the UK and EU. Where transfers occur outside, we ensure adequate safeguards (e.g., Standard Contractual Clauses).

9. Changes to This Policy
We may update this policy. Continued use constitutes acceptance of changes.

1. What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help us understand usage and improve your experience.

2. Types of Cookies We Use

• Essential Cookies: Necessary for site functionality (e.g., login, security).
• Analytics Cookies: Track usage (via tools like Google Analytics) to improve performance.
• Preference Cookies: Remember settings (e.g., language, region).
• Marketing Cookies: Used only with consent to personalise ads.

3. Consent
By continuing to use our site, you consent to non-essential cookies. You may manage preferences via your browser or our cookie banner.

4. Managing Cookies
You can disable cookies via browser settings. Note: disabling essential cookies may affect site functionality.

5. Third-Party Cookies
We use third-party services (e.g., Google Analytics, social media plugins) that may set their own cookies. We do not control these.

6. Policy Updates
We may update this policy. Check back periodically for changes.

1. Digital Services
Due to the nature of digital products and AI services, all sales are final. We do not offer refunds for digital access, subscriptions, or generated content once delivered.

2. Subscription Cancellation
You may cancel a subscription at any time via your account settings. Cancellation takes effect at the end of the current billing period. No refunds for partial periods.

3. Exceptions
We may issue refunds at our sole discretion in cases of: (a) technical failure preventing service use; or (b) duplicate charges. Contact contact@unvila.com to request.

4. Trial Periods
Free trials require no payment. You must cancel before the trial ends to avoid charges.

5. Contact for Refunds
To request a refund (if eligible), email contact@unvila.com with your order details. We will respond within 5 business days.

1. No Professional Advice
The content and outputs provided by NEXA BUSINESS AI LTD are for general informational purposes only. They do not constitute legal, financial, business, or professional advice. Always seek a qualified professional for specific guidance.

2. Accuracy of Outputs
While we strive for accuracy, AI-generated content may contain errors, omissions, or inaccuracies. You are solely responsible for verifying any information before use.

3. No Warranties
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.

4. Limitation of Liability
To the fullest extent permitted by law, NEXA BUSINESS AI LTD shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, including but not limited to data loss, business interruption, or profits lost.

5. Third-Party Links
Our site may contain links to third-party websites. We do not control and are not responsible for their content, privacy policies, or practices.

6. Changes to Services
We reserve the right to modify, suspend, or discontinue any part of our services without notice. We are not liable for any such changes.